Need to know about Debt Review / Debt Counselling

 Many people have their own ideas about what a debt counsellor does. But who better to explain their role than a debt counsellor themselves? A debt counsellor is exactly what their title suggests—a counsellor for your debt. Just like other professional counsellors, they won’t make your financial problems disappear overnight, nor will they pay off your debts for you. They also do not provide loans. However, by working closely with a debt counsellor and committing to a structured plan, you can regain control of your finances and even become debt-free with time and dedication. What Does a Debt Counsellor Do? A debt counsellor: Assesses your financial situation to identify the root of your debt problems. Proposes tailored solutions to help you manage and repay your debt. Negotiates with your creditors on your behalf to arrange affordable repayment terms. Helps protect you from legal action by ensuring compliance with debt review regulations. Important Things to Know A debt counsellor m...

Deesdae hoor ons al hoe meer van skuldberaders, maar baie mense het verkeerde idees oor wat hulle werklik doen. Sommige glo verkeerdelik, dat skuldberaders hul skuld namens hulle sal betaal of lenings sal aanbied. Dit is egter nie die geval nie. 'n Skuldberader is, soos die naam aandui, iemand wat jou help om jou skuld verantwoordelik te bestuur. Net soos ander professionele beraders, kan hulle nie jou skuldprobleme oornag laat verdwyn nie, maar hulle kan wel help om 'n realistiese plan op te stel om jou skuld te verminder en uiteindelik skuldvry te wees. Wat doen 'n Skuldberader? Hulle evalueer jou finansiële situasie en identifiseer moontlike oplossings vir jou skuldprobleme. Hulle tree as 'n middelman op tussen jou en jou krediteure (die instellings of mense aan wie jy skuld). Hulle help jou om 'n terugbetalingsplan te skep wat vir jou werk. Hulle verseker dat jy nie verdere skuld opbou terwyl jy jou bestaande skuld afbetaal nie. Is Skuldberaders Wettig?...